Auto Breakdown Protection | Toco At Work

Auto Breakdown Protection | Toco At Work

Auto Breakdown Protection

Access a top-rated auto repair & maintenance program with nationally-renowned service providers.

Here's what you need to know

Toco's Auto Repair Cost Protection Program offers financial peace of mind and an award-winning concierge service for unexpected breakdowns. Here’s how it works to make your life easier:

 

  • Toco Concierge: In case of a breakdown, our concierge service will arrange for roadside assistance, find a trusted repair shop, and secure a rental car or rideshare service after the claim is approved.
  • Expert Oversight: Our master mechanics oversee the repairs to ensure they are necessary and fairly priced.
  • Direct Payment: Toco pays the repair shop directly, eliminating out-of-pocket expenses and the wait for reimbursements.

 

By alleviating the financial burden of auto repairs, Toco at Work reduces stress and enhances well-being. Unlike predatory extended warranty offers, Toco is the highest-rated provider in the industry with a 5-star Consumer Affairs rating.

 

Openbay+ Membership Benefits:

 

  • Preferred Pricing: Save an average of 25% on auto repairs and maintenance services.
  • Curated Network: Access a vetted network of automotive service professionals.
  • Upfront Pricing: Receive multiple competitive estimates with no hidden fees.
  • Convenient Booking: Schedule appointments online without needing a payment method upfront.
  • Service Records: Maintain an online history of all service records for easy reference.

 

By combining Toco's breakdown coverage with Openbay’s maintenance savings, you are protected from high vehicle ownership costs, ensuring financial stability and peace of mind.

Each year, 69 million vehicle breakdowns occur in the US, significantly higher than the 6 million car accidents. Even minor breakdowns can lead to financial stress, with approximately 60% of Americans struggling to cover unexpected expenses of $500 or more.

 

A large portion of the 229 million vehicles on the road today are no longer covered by factory warranties, making you responsible for repair costs. Many people are keeping their vehicles longer, increasing maintenance and repair costs, which can reach $1,000 annually.

 

How Toco's Program Helps:

 

  • Financial Relief: Avoid the high costs of unexpected breakdowns and repairs.
  • Direct Payment: Toco handles payments directly with the repair shop, avoiding out-of-pocket expenses.
  • Expert Support: Our master mechanics ensure high-quality, necessary repairs at fair prices.
  • Everyday Savings with Openbay+: Enjoy pre-negotiated discounts on regular maintenance services.
  • Convenient Booking and Service Records: Book appointments online and keep organized service records.

 

Reduced Stress and Enhanced Well-being:

 

  • Peace of Mind: Protection from the financial burden of unexpected car repairs reduces stress.
  • Increased Reliability: Regular maintenance through Openbay+ keeps your vehicle in top condition, reducing the likelihood of breakdowns.

 

Commitment to Quality:

 

Toco’s reputation and industry rating reflect our commitment to providing reliable, high-value coverage, protecting you from potential scams and ensuring the best service.

 

Investing in Toco's Auto Repair Cost Protection Program not only provides financial security but also enhances your well-being by reducing stress and ensuring your vehicle's reliability. Sign up today to experience the comprehensive benefits and peace of mind that come with Toco’s trusted protection.

You can enroll at any time you like.  Of course, the sooner you enroll, the sooner you’ll be covered and save!

These form(s) are in Adobe Acrobat Reader (PDF) format and are available for downloading and printing.

 

(PDFs as needed stored here)

How It Works

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Choose the level of protection that fits your needs/budget 

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Log in to access your national service network

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Compare estimates and book your service

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Enjoy your savings

You usually dread getting auto repair work done because it’s expensive.

Toco At Work delivers up to 25% savings on quality auto repairs.

Choose the plan that works for you and feel confident you’re protected against the high cost of quality service.

Frequently Asked Questions

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  • Who is the provider?

    Toco Warranty (“Toco”) is the provider for this program. They’re an A+ rated BBB-accredited (Better Business Bureau) company with a 5-star rating from Consumer Affairs and 4.7 stars from Trustpilot.
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  • Who in my family is eligible for this program?

    While the program is only available for you to sign up through your employer, you can get quotes and purchase for multiple vehicles.
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  • How much does this coverage cost?

    You have a choice of 3 plans based on what you want to cover – and all include at no extra cost a per-repair reimbursement for towing and car rental.

    • Powertrain – engine, transmission, drive axel, 4x4 transfer case
    • Plus – cooling system, air conditioning, electrical, steering, brakes, suspension
    • Premium – includes both Powertrain AND Plus features
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  • What if my employment status changes?

    Good news! If you leave or retire from your current employer, you can continue your coverage without interruption (subject to applicable law and the plan’s terms and conditions). Although payroll deduction will no longer be available, you can opt for other payment methods such as direct bank account deduction, credit card billing or home billing. Higher rates may apply. 
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  • When would my coverage start?

    Your coverage will start coincident with your first payroll deduction.

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Phone Number: 1-800-000-0000