Credit and Identity Protection

Here's what you need to know

What it does for you
Why it's important
When you can enroll
Forms & resources

We are doing more online than ever – from banking, shopping, storing medical records, business, social media, school, and even doctor appointments. While convenient, this may expose our personal and financial info to identity thieves and hackers.

IdentityForce®, a TransUnion® brand, helps protects what matters to you the most, like your identity, finances, privacy, and reputation, so you and your family can do what you love online... more safely. As an industry leader in online safety, IdentityForce:

Provides up to $2 million insurance per each enrolled adult member to help cover losses due to ID theft.¹
Monitors your personal info and accounts and alerts you when potential threats are detected.
Monitors your credit and financial accounts and alerts you to potentially suspicious activity.
Helps protect your passwords, devices, and Wi-Fi connection from hackers.
Offers protection for your loved ones, up to 10 additional adult users in your household, no matter their relationship to you.
Provides 24/7 customer support to help with fraud events.

What You Need to Know:

The credit scores provided are based on the VantageScore^® 3.0 model. Lenders use a variety of credit scores and are likely to use a credit score different from VantageScore^® 3.0 model to assess your creditworthiness.

Can you put a price on your personal identity, your financial data, and your privacy? None of us can – they’re priceless. Yet identity fraud and data breaches are a growing concern for many, even those who think they navigate the digital world safely.

IdentityForce®, a TransUnion® brand, has continued to innovate their solutions to the dangers of identity theft, offering extensive monitoring and up to $2 million expense and stolen funds reimbursement.¹ Their solution provides support, connecting you to fully managed remediation and restoration services in the event of fraud or identity theft.

Enroll anytime! While you can sign up year-round to begin protecting yourself and your family, keep in mind that you want to have this benefit in place before any identity theft happens, not after the damage is done and you’re on your own to repair it.

These form(s) are in Adobe Acrobat Reader (PDF) format and are available for downloading and printing.

Who is the provider?

IdentityForce®, a TransUnion® brand, combines proven technology and around-the-clock service, saving you time and stress. IdentityForce scans billions of online sources, assesses personal identity risks, raises alerts of potentially suspicious activity, and empowers users with access to fully managed remediation services and 24/7 support. With personalized family protection, IdentityForce provides access to safe browsing tools and personalized threat alerts.

Who in my family can use this program?

While the program is only available for you to sign up through your employer, you have the option of a plan that covers anyone in your household whom deem as family, up to 10 additional adult users over the age of 18.

How much does coverage cost?

Take advantage of an individual plan for only $X.XX per month. If you would like to enroll additional household family members, pay only $XX.XX per family per month.

When would my coverage start?

You will be eligible for protection as soon as you enroll. While some features begin as soon as you enroll, for certain features to work, such as financial threshold and social media monitoring, you will need to enter your account information for us to begin monitoring.

What if my employment status changes?

Good news! If you leave or retire from your current employer, you can continue your protection without interruption (subject to applicable law and the plan’s terms and conditions). Although payroll deduction will no longer be available, you can opt for other payment methods such as direct bank account deduction and credit card billing. Higher rates may apply.

Why would I need IdentityForce when my bank and/or credit card company offer a program?

IdentityForce invests considerable resources into developing and advancing identity protection technology, and spends hours learning how identity thieves work. This means that these identity protection services are far broader and more comprehensive than a bank or credit card, which is usually based only on credit. Not only does this solution monitor more types of personally identifiable information, but it also provides access to fully managed identity restoration services in the case of fraud, which means you do none of the legwork. Finally, an up to $2 million identity theft insurance policy means the cost of recovering your identity is covered.¹

Is it safe to give IdentityForce my sensitive information?
IdentityForce’s information security policy applies to all of its employees, consultants, contractors, and vendors:
- Your information is stored solely in an encrypted data center on non-public networks behind firewalls using network address translation and address control lists
- Security protocols enable only a limited number of professionals to access data on a need-to-know basis
- All facilities utilize the latest security measures, as well as state-of-the-art surveillance and alarm systems

Is identity theft a concern for my children, too?

Kids’ online identities can be a serious concern for parents. The family plan provides coverage for kids and teens, so you can help protect their personal data and give them a safe head start.

When I activate credit monitoring, will it impact my credit score?

No, activating credit monitoring on your IdentityForce account is considered a soft inquiry, which does not impact your credit score. This is different from a hard inquiry, which occurs when you apply for credit. A hard inquiry may impact your credit score.

Credit and Identity Protection | Identity Force

Credit and Identity Protection

Identity crime can happen to anyone – no matter how careful you are. Get highly rated identity monitoring and fraud resolution designed to help you protect yourself and your family against today’s digital threats.

Here's what you need to know

How It Works

You learn that one of your online accounts was affected by a data breach.

You learn that one of your online accounts was affected by a data breach.

You can contact IdentityForce 24/7.

Frequently Asked Questions

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