Pet Insurance | Nationwide

Pet Insurance | Nationwide
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Pet Insurance

Nationwide pet insurance helps you cover veterinary expenses so you can provide your pets with the best care possible—without worrying about the cost.
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Here's what you need to know

Nationwide offers two ready-made employee plans, plus the ability to customize a coverage plan for individual pets and their specific care needs.1 Protection for dogs, cats, birds, reptiles, small mammals and other exotic pets available.

 

Pet owners who insure two or three of their pets will receive a 5% multiple-pet discount. Insure four or more pets and receive a 10% multiple-pet discount.2

 

Coverage available for:

 

  • Accidents & injuries 
  • Common illnesses 
  • Serious illnesses 
  • Chronic conditions 
  • Hereditary conditions 
  • Diagnostics & imaging 
  • Procedures & surgeries 
  • Specialty & emergency care 
  • Wellness and more

 

Nationwide offers more than great coverage. Additional perks once you enroll:

 

24/7 pet telehealth support 

  • All Nationwide® pet insurance members enjoy unlimited access to VetHelpline® for round-the-clock telehealth with licensed veterinary professionals. 

 

Discounted pet medications

  • Save time and money when filling pet prescriptions at participating pharmacies with Nationwide PetRxExpress®. 

 

Save on veterinary care

  • Nationwide® pet insurance members save on every visit to a Vetco Total Care Hospital or Vetco Vaccination Clinic inside Petco.

 

Vetco Total Care

  • Vetco Total Care is a full-service animal hospital that offers everything from preventive care to diagnostics and surgery. 

 

Vetco Vaccination Clinic

  • Vetco Vaccination Clinic offers express care for vaccinations, flea/tick and heartworm prescriptions and microchipping.


Your pet is a member of your family, and you don’t want to postpone or avoid care for them because the bill will break your budget. That’s why this pet insurance option – a comprehensive plan at an affordable price – is a great solution. 

 

This coverage can be essential for any pet owner who wants to keep their pet in good health and top shape with routine visits to the vet. And it can be even more essential if your pet develops a chronic illness or is involved in a serious accident. Once you enroll, you can enjoy:

 

  • Flexibility: Plans are licensed in all 50 states
  • Savings: Receive discounts when enrolling multiple pets - up to 10%2
  • Dependability: With Nationwide, you’re backed by one of the largest and most trusted financial services companies in the world

 

When you have My Pet Protection ChoiceSM, you have the peace of mind that comes from knowing your beloved pet can see their favorite vet and that you can afford the treatment, tests, and prescriptions they deserve to get well.

You can enroll anytime! 

These form(s) are in Adobe Acrobat Reader (PDF) format and are available for downloading and printing.

 

2025 Product Sheet

 

2025 Product FAQ Sheet

 

How It Works

enroll now icon Number one

Enroll your pet(s) in coverage 

Vet insurance icon Number two

Visit any vet, anywhere 

Paperwork icon Number three

Submit a claim from any device

Giving cash icon Number four

Get reimbursed for eligible expenses

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Frequently Asked Questions

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  • Who is the provider?

    Nationwide®

    The first provider of pet health insurance in the U.S., Nationwide brings more than 40 years of pet protection experience to the table. More than half of all Fortune 500 companies and nearly 10,000 organizations across the country offer Nationwide pet insurance.

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  • Who in my family can use this program?
    While the program is only available for you to sign up through your employer, you can get quotes for all of your furry family members, dogs, cats, birds, reptiles, small mammals and other exotic pets, too.
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  • How much does this coverage cost?
    Monthly premiums for new enrollments depend on your pet’s breed and age, the type of coverage selected and your ZIP code.
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  • What if my employment status changes?
    Good news! If you leave or retire from your current employer, you can continue your coverage without interruption (subject to applicable law and the plan’s terms and conditions). Although payroll deduction will no longer be available, you can opt for other payment methods such as direct bank account deduction, credit card billing or home billing. Higher rates may apply. 
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  • Are there other benefits included with this plan?

    Every My Pet Protection ChoiceSM policy includes these additional benefits to maximize your value:

    • Emergency boarding and kenneling fees
    • Lost pet advertising and reward
    • Lost pet due to theft or straying
    • Mortality benefit
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  • When would my coverage start?

    Applications approved between the 1st and the 15th of the month become effective on the 1st of the following month. Applications approved from the 16th through the end of the month become effective on the 1st of not the following month, but the month thereafter. 

     

    Example: 

    • May 1 approval = June 1 effective date 
    • May 16 approval = July 1 effective date

Are you ready to get started?

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Phone Number: 1-800-000-0000

  • Legal Disclaimers

    1Some exclusions may apply. Certain coverages may be excluded due to pre-existing conditions. See policy documents for a complete list of exclusions and any annual limits that may apply. Plans may not be available in all states. Policy eligibility may vary.

     

    2Discount on base plans only and may vary by state. 

     

    All plans require accident coverage; additional coverage for illness, hereditary & congenital, and wellness is optional. Optional coverage for behavior, prescription food and prescription supplements may also be available. Optional cruciate coverage may be added after the first year of coverage; not available in all states. Pre-existing conditions are not covered.

     

    Pet insurance products underwritten by Veterinary Pet Insurance Company (CA), Columbus, OH; National Casualty Company (all other states), Columbus, OH. Agency of Record: DVM Insurance Agency. All are subsidiaries of Nationwide Mutual Insurance Company. Subject to underwriting guidelines, review and approval. Products and discounts not available to all persons in all states. Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Nationwide, the Nationwide N and Eagle, Nationwide is on your side, My Pet Protection, Pet HealthZone, and VetHelpline are service marks of Nationwide Mutual Insurance Company. Third party marks are the property of their respective owners. ©2025 Nationwide.

  • Mercer's Role & Compensation
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