You can cover yourself, your spouse/domestic partner and dependent children who are traveling with you.

The plan costs $6.50 per pay period.

If you leave or retire from your current employer, the coverage will terminate.

Provided:

• Coverage has been elected; and
• The required premium has been paid.

 

All coverage except Trip Cancellation will begin at 12:01 A.M. local time at Your location on the Scheduled Departure Date for Your Trip. Coverage will not begin before the Effective Date shown on Your purchase confirmation.

 

Trip Cancellation coverage will begin on Your Effective Date. If coverage is purchased on the Scheduled Departure Date, all coverage will take effect at 12:01 A.M. local time, at Your location, on the day after the Scheduled Departure Date. No coverage can be purchased after a person departs on a trip.

Your coverage will end at 11:59 P.M. local time on the date that is the earliest of the following:

• the Scheduled Return Date as stated on the travel tickets;
• the date You return to Your origination point if prior to the Scheduled Return Date;
• the date You leave or change the Trip (unless due to Unforeseen and unavoidable circumstances covered by the Policy);
• when You are less than one hundred (100) miles from Your primary residence;
• if You extend the return date, coverage will terminate at 11:59 P.M., local time, at Your location on the Scheduled Return Date, unless otherwise authorized by the Company in advance of the Scheduled Return Date;
• when Your Trip exceeds sixty days (60);
• three hundred sixty-four (364) days after the Effective Date.

Pre-Existing Condition means an illness, disease, or other condition during the ninety (90) day period immediately prior to the Effective Date for which You, a Traveling Companion, a Family Member booked to travel with You: 1) exhibited symptoms that would have caused one to seek care or treatment; or 2) received or received a recommendation for a test, examination, or medical treatment; or 3) took or received a prescription for drugs or medicine. Item (3) of this definition does not apply to a condition that is treated or controlled solely through the taking of prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription throughout the ninety (90) day period before the Effective Date.¹

Yes, travel to Cuba is restricted. There is no coverage under this policy while traveling in Cuba.

Trips over 60 days in length are not covered.

The Company will reimburse You or Your Traveling Companion for Covered Trip Delay Expenses, up to the Maximum Benefit shown on the Schedule of Benefits, if You or Your Traveling Companion are delayed, while coverage is in effect, en route to or from the Trip for eight (8) or more hours due to a defined Hazard.

 

Covered Trip Delay Expenses:

Any Reasonable Expenses incurred; An Economy Fare from the point where You or Your Traveling Companion ended Your or Your Traveling Companion’s Trip to a destination where You or Your Traveling Companion can catch up to the Trip; A one-way Economy Fare to return You or Your Traveling Companion to Your or Your Traveling Companion’s originally scheduled return destination; Any pre-paid, unused, non-refundable land and water accommodations.

 

Hazard means any delay of a Common Carrier (including Inclement Weather); any delay by a traffic Accident en route to a departure, in which You or Your Traveling Companion is not directly involved; any delay due to lost or stolen passports, travel documents or money, Quarantine, hijacking, unannounced Strike, Natural Disaster, civil commotion or riot; a closed roadway causing cessation of travel to the destination of the Trip (substantiated by the department of transportation, state police, etc.); Mechanical breakdown of Your Covered Vehicle while en route to or on Your scheduled Trip destination.

Call 1-866-281-1017 or go online to https://cbpconnect.com (Use your employee ID as the policy number)

Coverage provided by this Plan is in addition to all other valid and collectible insurance or indemnity. If at the time of the occurrence of any Loss there is other valid and collectible insurance or indemnity in place, the Company shall be liable only for the excess of the amount of Loss, over the amount of such Other Insurance or indemnity, and applicable Deductible.

On Call International is the 24/7 assistance company. They can be reached at 866-635-2180 or collect at 603-328-1919. This contact information can also be found towards the end of the certificate.

When asking about a specific activity being covered, always remember to view the Limitations and Exclusions section of the certificate. Listed below are the activities excluded under the majority of the certificates, but always be sure to check your state specific certificate to be sure: participating in Bodily Contact Sports (football, wrestling, ice hockey, rugby, lacrosse, boxing, full contact karate, hurling and rodeo); skydiving; hang-gliding; Parachuting; Mountaineering; any race; bungee cord jumping; speed contest (speed contest shall not include any of the regatta races;) scuba diving unless accompanied by a dive master or if the depth exceeds fifty (50) feet; or deep sea diving; spelunking or caving; heliskiing; extreme skiing; Extreme Sports.¹

No. An emergency evacuation must be ordered by the attending physician who certifies that the severity of your accidental injury or sickness warrants your emergency evacuation from the hospital where you were first taken to the nearest hospital where appropriate medical treatment can be obtained.