Purchasing Power

Purchasing Power

Purchasing Power

A reliable way to buy products up front and then pay over 6 or 12 months directly from your paycheck.

Here's what you need to know

Purchasing Power gives you immediate access to more than 40,000 name-brand products you want to own now and lets you pay for them easily over time, directly from your paycheck – without the need to use cash, savings, credit cards, or loans.

 

While not a discount savings program, Purchasing Power lets you tap your paycheck directly to pay for purchases over time. Times to take advantage of it may include: 

 

  • You want to pay over 6 or 12 months for an item you need immediately
  • You want the convenience of paying automatically via payroll deduction – with no credit check 
  • You don’t want to tie up available cash or credit lines 
  • You want an alternative to high-interest loans and credit cards

 

Purchasing Power is an exclusive benefit program to help when using cash or credit just isn’t ideal. You have a flexible, more manageable way to buy the things you need through the convenience of paying over time – right from your paycheck. No hidden fees or down payments.

 

To participate, you must have been an active employee for 6 months and have an annual compensation of at least $16,000.

There are times when you truly want or need to buy something right away. However, your wallet may not feel like now is the right time.

 

For instance, if your refrigerator suddenly fails and you need a replacement ASAP, Purchasing Power allows you to buy your appliance now without relying on credit cards or pulling money from savings. 

 

Other times to use the program: 

 

  • You’re purchasing a smart phone or other big-ticket item as a gift for a family member
  • It’s time to furnish your home with a dining room table you’ve been putting off
  • You’re moving into a new condo and want to upgrade to a new washer and dryer
  • You’ve decided to turn a spare bedroom into a workout space and need some exercise equipment

 

There are thousands of goods and services available, and they’re updated daily – so you can always shop for what you need now.     

You can sign up to participate in this program at any time once you’ve been an active employee for at least 6 months and if you have an annual compensation of at least $16,000. You’re automatically qualified and there is no credit check to register or make purchases. 

These form(s) are in Adobe Acrobat Reader (PDF) format and are available for downloading and printing.

 

Placeholder Document

How It Works

Enroll now icon Number one

Sign up for free online

Ambulance icon Number two

Shop thousands of brand-name products

Box icon Number three

Receive your order now

receive money icon Number four

Pay over time directly from your paycheck

The laptop you've had for many years finally stops working.

Frequently Asked Questions

    img
  • img
  • img
  • img
  • img
    img
  • img
  • img
  • img
  • img

Are you ready to start shopping?

Create your free account today.

Do You Need Help?

Our team is ready

M-F 8a-5p CT

Phone Number: 1-800-000-0000