1Actively at Work means that you are performing services for Nationwide Insurance, or its affiliate, for any portion of the scheduled work day or using Your Time. Actively at Work does not include periods when you are on emergency leave, Leave of Absence, military leave (unless otherwise required by USERRA), unpaid leave, or other similar absence, whether paid or unpaid. In addition, Actively at Work does not include any period of time when you are on “unassigned” status, as defined by Nationwide’s formal policy, unless the individual is scheduled to work at least 19.375 hours per week during the duration of the unassigned status period. Further, if you are participating in a partial return-to-work program, you will not be considered Actively at Work, even if you perform services for Nationwide for a portion of the day.
This is an outline of benefits. Limitations and exclusions apply. Please refer to the Certificate of Coverage for more details.
The product is underwritten by Nationwide Life Insurance Company, Columbus, Ohio. Critical Illness coverage is applicable to policy form GCI AO L20 000 1119.
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