Supplement Insurance

Here's what you need to know

What it does for you
When you can enroll

Even with a robust health insurance plan like TRICARE for retired military personnel, you may find yourself owing additional costs that you have to cover on your own. When treating an injury or illness, your focus should be on getting better, not on medical bills.

TRICARE Supplement Insurance is voluntary insurance designed to complement TRICARE to help with your out-of-pocket healthcare expenses. Retired military personnel can enroll in this coverage, which helps pay for expenses such as copays and cost shares, prescriptions, and a portion of your TRICARE deductible (sometimes up to 100%) once your deductibles have been met.

If you'd like more information on this benefit, eligibility, and claims, click here to visit the Selman & Company TRICARE Supplement site for Accenture employees and eligible affiliates.

This plan is not a major medical plan and can only be used to supplement TRICARE.

Anytime! You can enroll in this coverage year-round subject to meeting the eligibility requirements.

Who is the provider?

TRICARE Supplement Plan is administered by Selman & Company and underwritten by Hartford Life and Accident Insurance Company.

Who can use this program?
Eligibility in the TRICARE Supplement Plan includes the following:
- Military retirees entitled to retired pay and their spouses/surviving spouses who are ineligible for Medicare and enrolled in TRICARE.
- Retired Reservists and National Guardsmen between the ages of 60 and 65 with 20 years of creditable service and their spouses/surviving spouses who are not eligible for Medicare but are enrolled in TRICARE.
- Retired Reservists and National Guardsmen under age 60 and enrolled in TRICARE Retired Reserves (TRR) and their spouses/surviving spouses who are not eligible for Medicare.
- Military retirees and their spouses/surviving spouses who reside outside the U.S. or its territories (all who are eligible for Medicare must be in Medicare) and enrolled in TRICARE
- Military retirees and their spouses/surviving spouse

How much does coverage cost?

This is group insurance offered at group rates. For complete details, visit the Selman & Company TRICARE Supplement site for Accenture employees and eligible affiliates.

What if my employee status changes?

Good news! If you leave or retire from your current employer, you can continue your coverage without interruption (subject to applicable law and the plan’s terms and conditions). Although payroll deduction will no longer be available, you can opt for other payment methods such as direct bank account deduction, credit card billing or home billing. Higher rates may apply.

When would my coverage start?

Coverage is effective the first of the month following the enrollment form approval date, provided the eligibility requirements are met.

Will I have to take a medical exam to get this coverage?

No! Your coverage is guaranteed issue. which means your acceptance is guaranteed, provided you are eligible for TRICARE. There are no medical exams to take and no health questions to answer.

Does the plan have a deductible?

The TRICARE Supplement Plan may have a supplement deductible. Please refer to your Certificate of Insurance for details.

Will I receive ID cards?

Yes, ID Cards are sent in the welcome packet along with a welcome letter, Certificate of Insurance, schedule page, and other resources for claims and eService, an online account management website.

Supplement Insurance | TRICARE

Tricare Supplement Insurance

You earned your TRICARE medical benefits, and this supplemental plan helps cover any out-of-cover costs that may otherwise fall on you.

Here's what you need to know

How It Works

As a retired military personnel, you may still have to cover some costs.

That’s when TRICARE Supplement Insurance comes in.

Frequently Asked Questions

Are you ready To Enroll?